Approve faster, validate every file. Compete with scale.
Community banks originate 28% of mortgages but lack the automation tools of larger institutions. Pasaana levels the playing field — AI underwriting and validation at a scale built for your volumes.
Available from 500 loans/year
Built for community institutions
Level the field without leveling your brand
Honey-toned clarity on what changes when AI underwriting and validation meet community volumes — and examiner expectations.
Compete on Speed
AI underwriting in minutes means you close faster than national lenders — keeping borrowers who shop multiple offers.
Right-Sized for You
Volume-based licensing that works for 500-loan/year institutions, not just Top 50 lenders.
Examiner-Ready Records
Every loan decision and event on immutable blockchain. Walk into any exam with complete, verifiable records.
Retain Your Identity
White-label technology — Pasaana is the infrastructure underneath, never the customer-facing entity.
Reduce Compliance Burden
Fair lending documentation, adverse action notices, and bias monitoring automated for every loan. No compliance gaps.
Scale When Ready
Start with what you need. Add capabilities as you grow. No minimum commitments beyond your starting package.
See what this means for your institution
Your Savings Realization Timeline
See how AI underwriting and compliance automation compound over 24 months — from immediate exam readiness to full cost-per-loan reduction.
Estimated First-Year Net Savings
up to $640K
net of platform costs
Year 2 Run-Rate
$1.1M
at full realization
Break-Even
~Month 2
cumulative net positive
Quick Wins
~$60K
- Audit-ready records from day 1
- Automated compliance documentation
- Faster initial decisioning
- Blockchain loan trail active
Building Momentum
~$710K
- AI underwriting speeds closings
- Fewer conditions and re-touches
- Staff handles higher throughput
- Risk reduction compounds
Full Run-Rate
~$1.1M/yr
- Fulfillment cost reduction realized
- Data-driven decisioning
- Measurable cost-per-loan savings
- Compete with larger institutions
Estimates based on industry benchmarks (MBA, Freddie Mac). Actual results vary by institution size, loan mix, and operational maturity. Contact us for a detailed analysis tailored to your institution.
Recommended stack
Start lean, prove value, add depth
AI Underwriting plus AIDA covers origination end-to-end. Layer in Loan Validation when you buy correspondent paper or want systematic QC beyond sampling.
AI Underwriting
Module A — Primary
Full underwriting automation including document intake, verification, compliance checks, and risk decisioning. Built for community bank loan types.
AIDA
Command Center, Included
Orchestrates your entire mortgage operation. Routes documents, manages workflows, and handles exceptions.
AI Property Monitoring
Module E
Post-funding collateral surveillance for your active loan portfolio. Monitors insurance, liens, hazards, and property values. Portfolio AVM detects value shifts in your lending footprint.